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If you currently use a brick-and-mortar bank, you could earn 25+ times more in interest by switching to a high-yield online savings account. Many brick-and-mortar banks offer interest rates of 0.01%.The apps analyze your banking information to offer you a small cash advance loan until your next check arrives. The instant loan app will then deduct the amount of the loan from your next check. Most payment apps are free to use and don’t charge interest, making them an affordable option for a quick loan. 8. Dave.
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